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Medicare is a federally-run health insurance program in the United States designed for individuals who are 65 and older, as well as for younger people with certain disabilities or health conditions. It was established in 1965 under President Lyndon B. Johnson to provide coverage for essential health services. Here's a breakdown of how Medicare works and what it covers:

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Original Medicare

Medicare is a federally-run health insurance program in the United States designed for individuals who are 65 and older, as well as for younger people with certain disabilities or health conditions. It was established in 1965 under President Lyndon B. Johnson to provide coverage for essential health services. Here's a breakdown of how Medicare works and what it covers:

Learn More by Clicking the Button Below

The PlanEnroll button will take you to a personalized website made specifically for your Medicare needs. You will be able to enter your information and find the best plan for you. You can also look through the many learning resources on Medicare.

What Will You Receive?

Once you have been enrolled in Original Medicare (Part A & B) you will receive an ID card with your Medicare Beneficiary number on it. It will also display the dates your Part A and Part B went into effect. 

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Medicare Part A (Hospital)

  • Covers: Inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.

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  • Cost: Most people qualify for Part A without paying a premium if they or their spouse paid Medicare taxes while working.

Medicare Part B (Medical)

  • Covers: Doctor visits, outpatient hospital care, laboratory tests, preventive services, and some home health care.

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  • Cost: Part B requires a monthly premium, which varies based on income.

Medicare Part C (Medicare Advantage)

  • Covers: All benefits of Part A and Part B, often including additional benefits like vision, dental, and hearing coverage. Plans are offered by private insurance companies.

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  • Cost: You pay the Part B premium plus any additional premium required by the Medicare Advantage plan.

Medicare Part D (Prescription Drug Coverage)

  • Covers: Prescription medications. You enroll in a Part D plan through private insurers, and the cost varies by plan.

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  • Cost: Monthly premiums and out-of-pocket costs vary depending on the plan you choose.

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